Mortgage Protection

How long could you continue to pay your mortgage if your income stopped today?

Mortgage Protection Insurance is a basic form of personal insurance available to people with a mortgage.  It is designed to safeguard the borrower in case of loan default due to serious illness, involuntary job loss or death.

There are many features that should be considered when selecting the cover that best suits your needs. i.e. redundancy is not necessarily covered but may be added with some insurers.  Pre-existing medical conditions may not be covered should this cause you to be unable to work, full medical history will be assessed at time of claim.

Our Insurance Link Otago Advisers will help you manage this process to make sure you know precisely what your Mortgage Protection covers you for.